It's high time motor insurers put their house in order

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It's high time motor insurers put their house in order

WHEN I saw yesterday's headline, 'Motor insurance set to cost more', my first reaction was, 'No, not again'.
Without having to read the report, I could guess what the insurers were going to say to justify their impending premium increase. More accidents reported and higher injury claims are reasons which they cite ad nauseam.

It is the same old yarn: If insurers must pay out more, policyholders will just have to carry the burden - so easy to pass the buck.

After bearing the burden of increasing premiums for so many years, I would now like to ask the insurers whether it is time for them to put their own house in order.

For example, if there were rampant fraudulent claims, why are they not making a greater effort to bring the culprits to book?

Surely it would have helped to reduce the numbers if they had been more diligent in cracking down on such fraud. Could it be that because it is so convenient to increase premiums each year, there is no real urgency in investigating accident cases more thoroughly?

If my recent experience is any guide to the way insurers are conducting themselves, I shudder to think of what lies ahead for the motoring public.

I was involved in a motor accident early last year. I took photographs of the scene and reported quite comprehensively on what happened.

Then I told my insurer that on no account should they settle the case without referring to me as I believe I was not to blame.

Imagine my chagrin when I found out months later that my insurer had gone ahead and admitted 90 per cent liability without informing me.

But what takes the cake is this: My insurer had given the wrong location of my accident in the settlement letter but nevertheless, it was signed and sealed.

My attempt to unravel the whole nightmare is another story in itself but I will leave it until I have seen some light.

Sia Cheong Yew

http://www.straitstimes.com/ST%2BForum/Story/STIStory_349878.html

Bride-to-be killed in accident 6 days before wedding

SAF: our enemies will die laughing.
"Just before the accident, she had informed her family that she was feeling dizzy".
"She and her fiance were heading towards camp to hand the MC to her supervisor when she was killed".

Still cannot get over this incident...Dis is just so stupid!!!, either superior in charge an idiot, or the employee's a robot. Either way, a totally tragic yet stupid outcome has occured.
As I know, Ms Siti will be fully compensated by SAF because travelling to camp is considered 'service'. (Full workman com, salary 1 yr, insurance etc)- total waste of taxpayers $$.
And to add salt, the Army's recruitment website is totally idiotic i must say: " http://www.mindef.gov.sg/arc/intro.asp ": (is probably out to entice techno freaks); furthermore, like this one, the 2Lt Li Hongyi case simply typifies the fact that attention to HR, safety and dicipline best practises is seriously lacking. Thus shouldn't a formal inquiry be conducted?

Similar:
Warrant officer complaint
Reservist complaint

Home > Most Read Stories
Oct 19, 2007
Bride-to-be killed in accident 6 days before wedding
She was thrown off her motorcycle and landed in drain
By Elena Chong, Court Correspondent
Investigation showed that Ms Nur Baidura had apparently lost control of her 125cc motorcycle.

The bride-to-be, Ms Siti Nur Baidura Mohd Yusof, 22, was on her way with her fiance, full-time national serviceman Fareed Serlan, 20, to hand over her medical certificate at Maju Camp at Clementi Road on July 23 when the accident happened. No other vehicle was involved.
The couple were to wed in six days and invitation cards had been sent out.
An inquiry into her death heard that her fiance, who was riding pillion, was warded for five days for injuries to his face, knees and left elbow.
Investigation showed that Ms Nur Baidura had apparently lost control of her 125cc motorcycle along the right-most lane with intermittent gouge marks. She was thrown off from the motorcycle and landed in the drain.
Just before the accident, she had informed her family that she was feeling dizzy. She consulted a doctor at Bedok Polyclinic and was given a day's MC. She and her fiance were heading towards camp to hand the MC to her supervisor when she was killed.
State Coroner Ronald Gwee recorded a verdict of misadventure.
Her elder brother, Mr Mohammad Noor Azhar, 24, who attended the inquiry, is now riding her motorcycle which she had bought about six months before the accident.
He described her as a talkative, sporty and very active person, who loved karaoke.
'I miss her so much,'' he told reporters outside court.
www.straitstimes.com/Latest+News/Courts+and+Crime/STIStory_168465.html