Tuesday, November 13, 2007

A complaint about the quality control of SAF officers

" ...a story of a single bad officer, the fact that it was not dealt with more severely is indicative of a bigger problem. It shows the lack of quality control being practiced for the leaders of the SAF. "
Thought I too should host a (slightly truncated) 'copy' in honour of Moral Integrity…,
http://blog.simplyjean.com/2007/07/13/st-pm-lees-son-reprimanded-by-saf-for-misconduct/
http://rockson.blogspot.com/2007/07/pm-son-shoot-email-complain-saf.html
From: 2LT Li Hongyi, _____ PC, _____
Sent: Thursday, 28 June 2007 9:36 AM
To: ___ ____ ____, Minister, MHQ; MG ______ ____, CDF, CDF Office; BG -___ ____ ____, COA,COAOFF; COL _______, CSO, _______; zz All in ____, _________Cc: zz All in ________, _____; zz ALL IN ____, _____; zz All in _____, _____; zz All in ______, ______

Subject: A complaint about the quality control of SAF officers
Dear Sirs and alI,
I am about to disrupt my national service to pursue further studies, and this will likely be my last email sent out for the next half a decade. Unlike the common "ORD letters" that you read, this letter unfortunately cannot be as cheerful.

I am using this last opportunity to issue a letter of complaint against the quality control of officers in the SAF, more specifically against LTA X. During my time as his subordinate, LTA X was AWOL on at least 2 counts, attempted bribery, and lied to his subordinates and his superior officer.
The battalion HQ has effectively given no punishment, and has not even made these infractions known to the rest of the battalion.
Let me first give you some background. I am the ____ ____ platoon commander from __________.

In order to maintain operational readiness my duties are performed at _____ camp where our ops bus and servers are instead of at stagmont camp where our battalion is. The company is structured like so

OCCentre HeadPC

The duties are therefore shared between the PC's, PS', and the Centre Head. LTA X is the centre head of the __________.
LTA X, was originally supposed to be on duty at _____ Camp as the duty commander for the _______ on the 20th and 22nd of April, a Friday and Sunday respectively. I was on duty on the 21st of April that Saturday, to minimize the changing over, I contacted him and asked if he would like to swap duties for the Saturday and Sunday. To this he agreed, and thus he was to be on duty on the 20th and 21st of April.
On the Friday however, LTA X called to inform me that he was busy during the day, and if I could cover for him until the evening. To this I agreed to do so. At about 1600 hours, I received a call from LTA X, informing me that he was on the way and that I could leave first, thought this would result in a time where there would be no duty commander in camp, he informed me that this had already be cleared with our OC. I therefore left camp.
On Sunday the 22nd of April I arrived back in camp to take over duty from LTA X. After he had left camp the men informed me that he had not arrived in camp on Friday at all, and that he only arrived in camp at 1800 hours on Saturday the 21st of April. On Saturday they had tried to contact him to ask his whereabouts, to which he told them that he was in fact in _____ in ______ camp getting some work done. The men contacted their counterparts in ______ camp to verify this, however no one in______ camp had seen LTA X.

1 further confirmed with the ______ duty personnel on Saturday that none of them had seen LTA X, this was also with confirmed with that day's BDO.

This news obviously was very distressing, I confronted LTA X regarding this information to which he confirmed that he only arrived in camp on Saturday at 1800 hours, but that he was at _____ for a while then left later to run some errands. Upon learning that I was to bring this information to our OC, LTA X then made an offer to do some of my duties for me to which I declined, his words were "You know if you need me to help you do some of your duties.."
On Wednesday after I had completed my personal investigation and confirmed that these events had indeed transpired, I informed our OC of these offences. Our OC spoke to LTA X regarding these issues, and let him off with a warning.


I would like the story to end here, however LTA RX was again on duty at ____ Camp for _________ on the following Saturday the 28th of April. At 0030 hours on Sunday the 29th of April I received a message from the duty personnel. The duty personnel of the platoon had just spotted LTA X's car, a white Mitsubishi lancer driving out of camp. I responded by telling them to check all the car parks and look for LTA X in camp. I received a call at about 0115 hours, the duty personnel informed me that they had checked the whole camp, and that LTA X's car was no where to be found. They also informed me that LTA X was no where to be found, not in any of the bunks nor any of the offices.

On Monday the 20th of April when I arrived back in ______ Camp for work, I confirmed with both the guard commander and the duty officer for Saturday the 28th of April, that at white Mitsubishi lancer had indeed driven out of camp at about 0030 hours on the 29th of April. This latest information was told to our OC.

When confronted by our OC, LTA X told him that indeed it was his car driving out of camp, he claimed however, that it was not him driving the car but that he had lent it to friend to drive out of camp. After checking with the person in question this was established to be untrue. Finally, LTA X admitted that he had lied, and that is was he who had left camp.
I have been informed that LTA X was to be given 10 extra duties, though this may be considered an extremely light punishment there is a further problem. To date, which is to say, 2 months from the incidents, none of the duties have been published in the battalion RO, in addition, LTA X has not served any of the extra duties he was supposedly awarded. In addition, this system of leniency is not consistent throughout the battalion, or even the company. The following was published in the RO on 1 1th of June 2007:
SXXXXXXXX CPL _____ ________ Non-compliance with a lawful duty or order. stoppage of Leave for 7 days


This was the punishment for CPL ______ for leaving camp an hour before he was supposed to. This was published less than a week after his infringement. If you were to calculate the time AWOL alone, LTA X was missing for a minimum of over 20 hours. This does not take into the account the fact that he repeated the crime less than a week after being reprimanded the first time. This does not take into account the lying to his superior officer. This does not take into account the fact that he is an officer, and thus should be even more liable than corporal.

Absence without leave22. -(1) Every person subject to military law who is absent without leave from service in the Singapore Armed Forces or from the place where he is lawfully required for the time being to be shall be guilty of an offence and shall be liable on conviction by a subordinate military court to imprisonment for a term not exceeding 2 years or any less punishment authorised by this Act.(2) It shall be a defence for any person charged under this section to prove that his absence was a result of circumstances over which he had no control.
this is where the report ends and the editorial begins. LTA X's continued service in the SAF is an embarrassment the entire officer corps. In the SAF we are constantly being told that we have very high standards expected from our officers. As an officer cadet any one of these actions would have you put immediately out of course. Here you have a person who lied to his subordinates, went AWOL, attempted to bribe a civil servant, went AWOL again not even a week after being reprimanded, then lied to cover himself, and tried to implicate another person in these lies. He discarded his second chance just days after being given it because he thought he could get away with it. I how ask you what exactly are these high standard that we speak of? I am realistically asking you how much worse than this can an officer really go? Does a person have to commit armed robbery or murder before he fails these supposedly "high" standards of officers in the SAF? I simply fail to understand how someone who would undeniably fail the standards expected of a cadet or even a private can continue to be an officer.


The decisions of the battalion HQ are equally saddening. How can a lower standard of discipline be expected of officers than of men? In the our society, when a police officer commits a crime he is held to an even higher standard, and given even greater punishment than a normal citizen, this is because he has betrayed the very values it is his duty to uphold.

I was told that one of the reasons this was so was that they did not wish to ruin his career with a summary trial. However the SAF is not a charity organisation and does not owe anyone a career. I feel that as a regular his status as an officer and his career should be under even closer scrutiny than that of an NSF, to intentionally withhold such information is effectively tricking the SAF into continuing to pay someone whom if all is known, has no place in the organisation.
Another reason told to me for LTA X's lighter punishment was that it is in light of the work he has done for the battalion, I feel this is unacceptable for several reasons. Firstly in our country we do not mitigate punishments based on past achievements, Durai was not excused despite the amount of money he helped NKF raise, and a doctor would not be excused from molestation no matter how many lives he has helped save. Secondly such mitigation is nothing more than justified corruption and no different from a criminal paying off the police to escape arrest, the very thing we fight so hard to keep out of our society, Finally even if the previous two points are conceded, what LTA X did was not a mistake, mistakes are done by accident. What he has demonstrated is a systematic failure of character and unacceptable as an officer.
Even if you attribute the lack of punishment to extreme leniency, the decision to not inform the battalion is even more suspicious. Especially in a _____ unit such as _________ where the importance of being on duty cannot be over emphasized, to not even inform the battalion of the occurrence is to send a signal that there is nothing wrong with his actions. If it was unintentional it shows gross negligence for something which is clearly an important matter, and if intentional shows a level of corruption that I need not elaborate on.
While some might say this is just a small matter, a story of a single bad officer, the fact that it was not dealt with more severely is indicative of a bigger problem. It shows the lack of quality control being practiced for the leaders of the SAF. The following quote was taken from the army's own intranet homepage:
"In the 3rd Generation SAF, the quality and commitment of our people will continue to be the most important determinant for advancement" - Member of Parliament Ms Indranee Rajah
We can take criticism about having second hand equipment, outdated training methods, and even questionable relevance to modern day operations. But one thing that cannot be tolerated is a reputation for having bad leaders. Such a reputation would compromise Singapore's defence credibility far more than using refurbished tanks or old training manuals.
While I may only be a 2nd lieutenant, I am a citizen of this country. And as a citizen I have the right to demand high standards from the leaders of the SAF While it is true that high standards are hard to come by and even harder to enforce, for such events to come to light and yet nothing be done about it is to say the very least, unacceptable and disappointing.
Yours Sincerely,

2LT Li Hongyi -___________ Commander

HSA must banish trans fats

HSA must banish trans fats
Thursday • October 5, 2006

Letter from Heng Cho Choon
Mr Richard Seah's article "We know fat lot about trans fats" (Oct 3) should sound alarm bells in the minds of readers who were blissfully ignorant about the dangers of trans fats in common items like margarine and pastries.

In 2003, BanTransFats.com Inc, a United States non-profit organisation, filed a lawsuit against food manufacturer Kraft Foods, in an attempt to force Kraft to remove trans fats from the Oreo cookie. The lawsuit was withdrawn when Kraft agreed to work on ways to find a substitute for the trans fat. This brought the trans fat issue to public attention.

Trans fat is an artery-clogging fat formed when vegetable oils harden into margarine. It is found in foods like fried chicken, doughnuts and cookies.
Food companies are not all required to list on nutrition labels so consumers have no way of knowing how much trans fat is in the food they are consuming. So far, Lipton and Nestle have taken steps to eliminate trans fat in their products.
Cadbury is also considering doing so in the near future.

The Health Sciences Authority's (HSA) vision is to be the leading innovative authority protecting and advancing national health and safety. I hope HSA will ensure our local food companies do away with trans fats in their products.T
he Health Promotion Board (HPB) in its section "Health at School" says that it is concerned with children who are exposed to smoking, obesity, sedentary behaviour, myopia, mental health and Aids. Nowhere is it stated on its website that the HPB is actively promoting the removal of trans fats from the food our kids are consuming in schools.

ST: Man who pushed girlfriend onto MRT track gets 2 more years

"'Who is the real Mr Kwong?' Justice Rajah asked at least three times"
-This is a bad joke... how can prosecution take >1yr to file appeal, resentencing someone after his release from prision? Has criminal justice system become a circus, waste of $$$ n wayang show?Any decent defence lawyer should cite:
http://consumer-protection1.blogspot.com/2007/10/police-at-fault-so-discount-for-convict.html as a mitigating factor and totally embarass the police/ justice system!!!

Home > Latest News > Courts and Crime

Nov 13, 2007
Man who pushed girlfriend onto MRT track gets 2 more years
Court of Appeal ups his jail term from one to three years after prosecution appealed. By Selina Lum THE man who had been handed one year in jail in May for pushing his former girlfriend into the path of an oncoming MRT train
on Tuesday had his sentence upped to three years after an appeal by the prosecution. But 26-year-old Kwong Kok Hing, a permanent resident who returned to Malaysia after being released from prison, was not in
court to hear his increased sentence.
Kwong now has up till Dec 3 to surrender to the authorities, failing which the prosecution can apply for a warrant of arrest
to be issued against him.
The Court of Appeal - Justices Andrew Phang, V. K. Rajah and Tan Lee Meng - will deliver detailed reasons for their decision
at a later date.
One issue that is likely to factor in their judgment is how two different pictures have been painted of Kwong - but the High
Court judge who sentenced him appeared to have been influenced only by one.
'Who is the real Mr Kwong?' Justice Rajah asked at least three times.
On Sept 14 last year, Kwong pushed Ms Jenny Low Siew Mui, 26, off the platform just as a train was pulling into the Clementi
MRT station.
She had ended their turbulent two-year relationship a few days earlier but he wanted to patch things up.
Ms Low narrowly escaped death when she made a dash for safety just a split second before the train hurtled past her. Her feat
of agility was captured by a closed-circuit television camera and played in court .
http://www.straitstimes.com/Latest%2BNews/Courts%2Band%2BCrime/STIStory_176392.html

TNP: HARASSED BY LOAN SHARKS

"Debtors' neighbours feel loan sharks' fury"- Terrible...

HARASSED BY LOAN SHARKS
10,000 cases last year That makes it 27 police reports daily
By Joyce Lim November 11, 2007



THINK the 10,000 figure is startling? It gets even worse.
In this case in 2003, Mr Raymond Leng allowed the previous owner of the flat to stay for another month after he bought the flat, but then had to face the wrath of loan sharks. -- File pictures
On one busted loan shark syndicate's database, there were 1,000 debtors. These ah longs (loan sharks) were dealing in $500,000 every month.
Another had 500 debtors, with a turnover of $80,000 a month.
The loan sharks' tactics are also getting bolder - they use debtors to do the dirty work.
And they harass the debtors' neighbours.
The notorious Ah Long San (former loan shark Chua Tiong Tiong) was jailed in 2001, but three equally dangerous characters who go by the nicknames Tiger, Carlsberg and Rolex have taken his place.
These three men run loan sharking syndicates and have groups of runners helping them.
The police have nabbed some of their henchmen in recent months.
The cops are taking a tough stance because the number of loan shark related harassment cases has gone up.
(Above) The door of this debtor resembles a colour palette, as he owes at least 18 loan sharks. In 2005, there were 8,568 police reports lodged, before the figure shot past 10,000 last year.

In the first half of this year, four major intelligence-driven operations were conducted, resulting in the arrest of 32 suspects, police spokesman assistant superintendent Toh Boon Ngee told The New Paper.
'In April, police busted a syndicate (with 1,000 debtors)... that was responsible for at least 230 cases of harassment island-wide,' added ASPToh.
Last month, police said they had conducted raids against loan sharks at Yishun, Hougang and Eunos and arrested three men between 32 and 39 years old.
Over $100,000 in cash and other items such as computer storage devices and handphones were seized.
RECRUITING YOUTHS
From the arrests made, the police noticed a worrying trend of loan sharks recruiting youths and debtors to assist them in their unlicensed moneylending and harassment activities.
The debtors-turned-runners are forced to open bank accounts under their names for illegal money transactions.
This means the loan sharks can stay out of the picture if the police discover the accounts.
The police said that three months ago, one of Tiger's runners was arrested. This man has since been sentenced to 12 months' imprisonment and 2 strokes of the cane.
(Above) In this file picture, the warning from loan sharks were found on the fourth floor of this flat although the debtor lives on the 10th floor. The 32-year-old had taken a loan from Tiger last November, which he could not repay.

To clear his debt, he worked as Tiger's runner, assisting the man to withdraw and transfer money through ATMs.
In another operation in June, a 19-year-old national serviceman was arrested for abetment of unlicensed moneylending. He had been working for both Carlsberg and Rolex.
Between February and June this year, he helped to collect repayments from debtors and performed ATM transactions for Rolex. Earlier, he was also helping Carlsberg collect repayments.
If the debtors could not pay, he would harass them by splashing coffee at their homes.
He has been sentenced to two years supervised probation and 150 hours of community service.
ASP Toh said: 'Police take a serious view of unlicensed moneylending and harassment offences and will continue to act against the offenders.
Police will not hesitate to take action against debtors who are found to be assisting unlicensed moneylenders in their illegal activities.'
Those who harass or intimidate anyone in connection with loans by an unlicensed moneylender face a maximum fine of $40,000, or up to three years in jail, or both.
Those who damage property as part of the harassment can also be caned.

--------------------------------------------------------------------------------
Debtors' neighbours feel loan sharks' fury
HE owes nothing to loan sharks, yet his door has been splashed with paint on numerous occasions.
Mr Tan is the victim of the loanshark's new tactic of harassing the neighbours of debtors.
He found out that a neighbour had once borrowed money from loan sharks.
The retiree said in Mandarin: 'I know she feels bad about what happened. I never scold her. What for? It's beyond her control.
'She did apologise to us and told us that she has already cleared the debt so many years ago. But the loan sharks still return to vandalise.
'We have already informed the police. We can only leave it to the police to do their job.'
Others in Mr Tan's Bedok Reservoir Road neighbourhood have also been harassed by loan sharks.
Mr Low, 59, who lives one floor below Mr Tan, has also found fresh paint on his door on a few occasions.
Last week, another neighbour returned home after work to find the grille gate locked with a bicycle chain.
LOCKED INSIDE FLAT

Said the neighbour, Mr Ng Cheng Heng: 'My son was locked inside the flat. What if something happened and he was trapped?
'The loan shark should go after the person who owed them money, not the neighbours.'
The 48-year-old marketing executive lives with his wife and son in a four-room flat below the resident who had borrowed from the loan sharks.
When approached, the resident, who declined to be named, admitted that her husband had taken a loan from a loan shark five years ago. But they claimed they have since cleared the debt.
Said the middle-aged woman: 'I don't know why the loan sharks keep harassing my neighbours. Now when I see them I feel very malu (Malay for embarrassed).
'We don't know which loanshark is doing this. My husband even took a day off work and stayed home, hoping to catch the loan shark who vandalised my neighbours' flats. But they did not turn up.'
Her neighbour, Mr Tan, joked: 'We're no longer disturbed by the loan sharks. When they splash red paint, I'll paint my door red. And if the paint is black, my new door colour will be black.'
http://newpaper.asia1.com.sg/news/story/0,4136,147381,00.html?

Why so long to decide on ICT deferment, SAF?

Mismanaged Soldier, demoralized Army...
The letter, the short discussion as follows.

Home > Free > Story
Nov 12, 2007
Why so long to decide on ICT deferment, SAF?
I AM a national serviceman with HQ 26 Singapore Infantry Brigade and I had applied for deferment from my in-camp training (ICT) scheduled from today to Nov23.
My application was submitted on Oct 2 and I should have received a reply within 14 working days.
However, on Oct 22, I received an e-mail to tell me my application was still being processed. After that, I received two calls from the National Servicemen Services Centre (NSSC) to tell me my deferment was still being processed.
I was not the only one. None of the other deferment applications in my unit had received a response.
Last Friday, I called the NSSC and learnt that my application had been rejected and my status updated that very day - more than a month after I had applied and only one working day before the start of my ICT.
According to the NSSC, the approving authority for deferment had transferred from the unit operations officer to the commanding officer and that could have caused the delay.
To me, it is disingenuous to use transfer of authority as an excuse to sit on applications until the last minute. Applications submitted in a timely manner should be given a timely response.
For the record, my deferment application was for overseas work reasons and a timely response was needed to make contingency plans. I hope the Singapore Armed Forces understands that in the Singapore economy of today, many companies and jobs are regional in nature and require travel at short notice.
Steven Chan Kee-Lin

http://www.straitstimes.com/Free/Story/STIStory_175766.html

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(#1) STTeam, Administrator
: Why so long to decide on ICT deferment, SAF? - Yesterday, 06:19 AM
"I AM a national serviceman with HQ 26 Singapore Infantry Brigade and I had applied for deferment from my in-camp training (ICT) scheduled from today to Nov23".Full Story
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(#2)bladevan
: More and more cases lately of NS reservist becomeing a significant liability for male Singaporean workers. Especially for professionals who are working in environment that are regional or global in job coverage. We have sacrificed our time and sweat in the protecting of Singapore, but are we being recognised enough for our effort?
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(#3)AndyMike, 11:24 AM
: What can you expect from such an organisation and their "boh chap" attitude? Afterall it's your rice bowl not theirs!
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(#4)0517elias, 01:09 PM
: wait wait.. why don't we anticipate the reply from the SAF folks.. let's see now.. will go something along the lines of serving the country is more important than overseas work?
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(#5)hongchris, 02:10 PM
: Probably NSSC has to handle many deferment cases. Some rejected cases appealed again and again, sometimes with the help of their MPs. This creates unnecessary work for NSSC, slowing down the progress of some genuine cases.
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(#6)agooddaytodie, 03:13 PM
: In response to the last post, you have to appeal several times. When I was still in NUS, my call up was scheduled during my exams, I sent in a deferral application with documentary proof of the exam dates and was rejected. I called to find out why and the NSSC response / reason for rejection was: "You only wrote in once. You have to appeal and then we know you are serious". Ridiculous.
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(#7)leefamily, 10:33 PM
: "We have sacrificed our time and sweat in the protecting of Singapore, but are we being recognised enough for our effort?"
refer to bladevan's posting, answer is NO. just compare their current NSF payscale with those back in the 90s. how to be equal??? from wad i know, an 2LT's pay at tat time matches a current 3SG pay. good life u know? take 95% pay and do 5% work...
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(#8)unewolke, 12.11.07, 05:02 AM
: #6 - is that exactly what they wrote?! you can't be serious! *appalled*
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(#9)unewolke, 05:03 AM
: #6 - i've reread, you mean that's what they told you? well...not surprising i suppose considering how screwed up gahmen svc can be.------

Penalised for delay caused by CPF Board

"By not taking responsibility for its actions, there is nothing to keep the CPF Board from making the same mistake again. "

Home > Free > Story

Oct 22, 2007
Penalised for delay caused by CPF Board
WITH the current property craze, I want to share with other home buyers my experience when dealing with the CPF Board. In May last year, my husband and I bought an apartment. I wanted to use my CPF funds as part of the first 20 per cent payment.
My lawyer, Drew & Napier (D&N), assisted us with the paperwork, including requesting the release of my CPF funds to the developer. All went well and we waited in anticipation as our dream apartment is being built.
A week ago, we received a letter from the developer charging us interest on late payment of the instalment under our sales and purchase agreement.
After much investigation and clarification with D&N, it has been determined that while all papers were prepared and handed in on time, the CPF Board did not release my CPF funds to the developer in accordance with the payment schedule.
The payment was made two days late and as a result, we were charged interest at the base rate of 6.75 per cent.


RESPONSIBILITY DENIED
When D&N contacted the Board, its response was that there is no service-level agreement in place so the CPF Board will not be held responsible.
As a consequence, we were penalised for its lack of due diligence in handling my CPF funds.
By not taking responsibility for its actions, there is nothing to keep the CPF Board from making the same mistake again.
Jennifer Ho Shu Yun (Ms)
http://www.straitstimes.com/Free/Story/STIStory_169173.html

Reuters: Singapore income gap widens with economic boom


3rd world Government for a 1st world people?

"...Singapore has an income inequality profile more in line with third-world countries..."
"...Singapore's Gini coefficient, ... ... is now in league with the Philippines (46.1) and Guatemala (48.3), and worse than China (44.7), data from Singapore's Household Survey and the World Bank show. ..."
Singapore income gap widens with economic boom
Monday, November 12, 2007
By Melanie Lee, Reuters
SINGAPORE -- Carol John, 27, doesn't own a bed. Every night she sleeps on thin mattresses which she shares with her three young children. Outside her one-room flat, a smell of sewage lingers in the common corridor.Just a few kilometers away, on Singapore's Sentosa island, Madhupati Singhania relaxes on his US$435,000 yacht berthed at the city-state's swanky One 15 Marina Club.
Income inequality is nothing new in free-market Singapore, but two years of blistering economic growth and a government policy of attracting wealthy expatriates have created a new class of super-rich, while a string of price increases for everything from bread to bus fares have made life harder for the poor.
"I can't save anything, it's so difficult for me," John told Reuters. John, who is unemployed, relies on her husband's S$600 (US$420) monthly salary and a S$100 government handout.
"We don't benefit at all from the economy. As far as I know, my husband's pay hasn't gone up," she said.
Singapore's economy is firing on all cylinders, with a booming construction sector, record tourist arrivals and a fast-growing financial sector all contributing to a gross domestic product set to grow nearly 8 percent in 2007. But the rising tide is not lifting every boat.
The proportion of Singapore residents earning less than S$1,000 (US$690) a month rose to 18 percent last year, from 16 percent in 2002, central bank data released late last month show.
At the same time, the proportion of those earning S$8,000 and above rose from 4.7 percent to 6 percent in the same period.
"When a country becomes richer, you tend to see a widening of income inequality. Over the last few years it has been worse," said econometrics professor Anthony Tay at SMU university.
Despite sporting a first-world GDP per capita of US$29,000 -- second only to Japan in Asia -- Singapore has an income inequality profile more in line with third-world countries. Singapore's Gini coefficient, a measure of income inequality, has worsened from 42.5 in 1998 to 47.2 in 2006, and is now in league with the Philippines (46.1) and Guatemala (48.3), and worse than China (44.7), data from Singapore's Household Survey and the World Bank show.
Other wealthy Asian nations such as Japan, Korea and Taiwan have more European-style Ginis of 24.9, 31.6 and 32.6. CIMB-GK Research economist Song Seng Wun believes that growth itself partly explains the widening income gap.
"In an environment where growth is huge, there are lots of opportunities for risk takers, and inevitably, you will get this widening (of the income gap)," he said, adding that those in stable jobs will also benefit, but to a lesser extent.
Opportunity is what attracted Singhania to Singapore. He intends to buy a new 47-foot yacht for US$1.3 million.
"You've got everything you want in Singapore. You want to buy a fast car, you want to buy a big boat, you want to buy an aeroplane, whatever you need, you can get in this country."
http://www.chinapost.com.tw/business/2007/11/12/130587/Singapore-income.htm

Monday, November 12, 2007

Taxman raises HDB property value, most unaffected for now


But this does nothing to alleviate the fact that 106,181 freehold properties enjoy unnecessary $2.03B 'property appreciation' p.a.
http://moral-property.blogspot.com/2007/09/s203b-pa-naughty-business.html

Taxman raises HDB property value, most unaffected for now
Tuesday • November 13, 2007

The annual values of most properties — including HDB flats — are going up, but while owners of most private homes will be paying more taxes on their properties next year, HDB flat owners will largely be insulated from the taxman's move.

The annual value is the estimated annual rent of a property if it were to be let. In determining the annual value of a property, the Inland Revenue Authority of Singapore (Iras) is guided by prevailing market rents.
The property tax rate is currently set at 10 per cent of the annual value of the property. For owner-occupied homes, a concessionary rate of 4 per cent applies.

The Iras said the average increase in the annual value of private residential properties is about 20 per cent. This is broadly in line with the rise in real estate prices reflected in data from the Urban Redevelopment Authority (URA).

According to the URA, private home prices were up an average 8.3 per cent in the third quarter from the previous three months. Compared to the end of last year, private home prices averaged 22.9 per cent higher.

"Every year the Iras will assess the situation … They are increasing it because rentals have gone up," said Mr Eugene Lim, assistant vice-president at real estate agency ERA.

"We are already seeing a trend of HDB owners renting their flats out and the rental market has picked up. In that sense, the Government will look at ways to ensure those who benefit pay their dues," said Mr Donald Han, managing director of property consultancy firm Cushman and Wakefield.

The Housing Development Board (HDB) Resale Price Index rose 6.6 per cent in the third quarter and was up 11 per cent from the end of last year.

However, most HDB flat owners will enjoy a two-year reprieve from higher property taxes, even though the Iras will be raising the annual values of all HDB flats from Jan 1.

"The amount does impact the dwellers, but because there is a system of rebates and preferential rates applied to home owners, the tax increase will be mitigated," Mr Han said. "The increase will only be felt by those who lease out their premises."

As part of the offset package for the Goods and Services Tax announced in Budget 2007, all owner-occupied residential properties will be given an additional tax rebate of up to $100 per year in 2008 and 2009. As a result, 90 per cent of all HDB flat owners will not be paying more property tax next year, the Iras said.

According to the Iras, one and two-room HDB flat owners will not have to pay property tax next year, as well as 60 per cent of three-room flat owners. The other 40 per cent of three-room flat owners will pay less tax than they did this year.

For the four- and five-room HDB flat owners, 15 per cent will have to pay higher taxes but the increase will be less than $40, the Iras said.

Meanwhile, in Parliament yesterday, National Development Minister Mah Bow Tan said the Government would not be taking further action to cool the property market.

Last month, the Government announced that it would scrap the deferred payment scheme for private property purchases in a move to reduce speculative buying and stabilise the red-hot real estate market. Mr Mah said removing the scheme would not affect genuine home buyers.

Mr Mah also assured Singaporeans that there would be enough new housing to meet the demands of a growing economy and population.

"At the end of the third quarter of 2007, there was a supply stock in the pipeline of 65,000 units. This, in fact, is higher than the supply at the end of the second quarter of 56,000 units. If Singaporeans are aware of these figures — and these are numbers that we put out regularly — there is no reason for Singaporeans to panic and feel that there is a real shortage in the medium term."

Mr Mah added that while the Government would seek to balance the supply and demand in the long term, its "bias is not to over-regulate or interfere" with the market.

"We monitor the growth rate of the market in relation to the growth of the economy and growth is supported by economic fundamentals," he said.

The National Development Minister added that more sites would be put up in the Government Land Sales Programme in the first half of next year if necessary. But this will be done carefully so as not to create an oversupply situation in the longer term.

Copyright MediaCorp Press Ltd. All rights reserved.
http://www.todayonline.com/articles/221827.asp

TNP: Crooked lawyer made brothers' lives a mess



The Electric New Paper :
Crooked lawyer made brothers' lives a mess
OWNERS DUPED, BANK ALSO DUPED
Judge rules there was nothing to show that bank was at fault for approving loan
By Crystal Chan: 09 October 2007
THEIR former lawyer forged their signatures and made herself a co-owner of their $1 million property in Senang Crescent.
Using forged documents, she then got a bank to lend her $700,000 by mortgaging the property.
Sivakolunthu Thirunavukarasu then disappeared with the money.
As if that was not enough, the court recently ruled that Maybank has the right to sell the property and get the money owed to it.
The three brothers have appealed against the ruling.
One brother, Mr Sim Chiang Lee, a businessman in his 50s, said: 'We're in this mess because of that crooked lawyer.
'But she has fled and there's nothing we can do.'
Another brother, Mr Sim Sien Tiong, who is in his 50s, told The New Paper: 'The lawyer has run away so she won't have to face the music.
'What's important now is to see if there's any way to stop the bank from selling the property.'
If they don't pay up more than $750,000 owed (including interest), they risk having the property auctioned off by the bank.
Mr Chiang Lee said: 'The worst thing was that the property had been 'sold' to that lawyer and I didn't know about it until March 2004.
'We confronted the lawyer, but she merely apologised without explaining, so we went to the police.
'My brothers and I wrote to Maybank to state that we own the property and we don't recognise the mortgage, which was taken out behind our backs.'
They told The New Paper that their main beef is that they will not get the full profit if Maybank sells the property, as the bank will first deduct the amount owed to it.

SYMPATHY
The case even elicited sympathy from the High Court judge who heard the matter.
In his written judgment late last month, Justice Kan Ting Chiu said: 'This is yet another case where a fraud is committed, the prime suspect flees, and the victims are left to dispute over who is to bear the loss.'
In this case, he noted that although the brothers were duped by their lawyer, there was nothing to show that the bank was at fault for approving the loan, which was an ordinary banking transaction.
Therefore he upheld the mortgage as valid.
The ruling means that in the event of a sale, the owners - brothers Sim Sien Tiong, Sim Ah Ban and Sim Chiang Lee - will get only what is left after the loan amount has been deducted.
The brothers' woes began in March 2004, when the Singapore Land Authority informed Mr Sim Chiang Lee that a Maybank mortgage had been taken on the property, a tenanted warehouse at 23, Senang Crescent.
The brothers suspected Sivakolunthu of fraud and made a police report.
Investigations showed that she had forged her clients' signatures to transfer the property to herself.
She had earlier acted for the three brothers in another case.

CONFRONTED LAWYER
Little did they expect that the lawyer would later use the documents to get herself that bank loan.
In addition, she used more than $13,000, supposedly stamp fees for the transfer of the properties in the agreement, to pay for expenses unrelated to the brothers.
After the brothers found out about the loan, they confronted the lawyer who supposedly confessed to the deed and apologised for her action.
The brothers later made a police report but before she could be taken to task, she absconded.
In her absence, the Law Society moved to have her struck off the rolls on 29 Mar last year.
In 2005, Maybank began legal proceedings against Sivakolunthu and the brothers - it wanted the High Court to declare the mortgage valid and that it is entitled to any profits from the property.
In their defence, the brothers claimed they too, were victims of Sivakolunthu's fraud and that they had no knowledge of the mortgage.
Their lawyer, Mr Philip Fong of Harry Elias Partnership, argued that the mortgage should be declared invalid as it was obtained through fraud, wilful blindness and voluntary ignorance.
However, Maybank, represented by Mr Ng Yeow Khoon of Shook Lin & Bok, argued that the mortgage had been obtained fairly.
The bank had disbursed the money to Sivakolunthu in the belief that the mortgage was honest.
Justice Kan agreed that the brothers had not proven their case, and awarded judgment to Maybank.
He referred to an earlier precedent on a banking fraud case that was handed down by Chief Justice Chan Sek Keong last year.
Then, CJ Chan noted that in ordinary banking transactions, there is no reason for the bank to act dishonestly or to seek to defraud the customer of his property that has been put up as security.
Unless it can be shown that bank's own employees or agents have acted fraudulently or dishonestly against the bank's customers, he ruled that 'court actions against lending banks on the ground of fraud have little chance of success'.

The Sim siblings' case is expected to be heard in the Court of Appeal next January.


--------------------------------------------------------------------------------
Copyright © 2005 Singapore Press Holdings Ltd. Co. Regn. http://newpaper.asia1.com.sg/news/story/0,4136,144260-1191967140,00.html?

DRAWN-OUT MOTOR ACCIDENT DISPUTE

SG law/ arbitration ctr that good?



DRAWN-OUT MOTOR ACCIDENT DISPUTE
- NOVEMBER 2004: Traffic accident involving Mr Lock's motorcycle and Ms Jessiline Goh's car.
- MARCH 2006: Case brought before the Primary Dispute Resolution Centre. Mr Lock awarded $188; Ms Goh ordered to pay $1,200 in costs.
- MAY 2007: Ms Goh wins appeal against PDRC ruling. Mr Lock made to pay appeal costs.
- JULY 2007: After assessment of costs, Mr Lock ordered to pay $63,000. This was later brought down to $45,000 upon Mr Lock's appeal
- AUGUST 2007: Mr Lock dismisses his first lawyer, Mr Andrew Hanam. Mr Hanam bills him $80,000 in fees.
- SEPT 3, 2007: NTUC Income serves writ of seizure on Mr Lock.
- SEPT 14,2007: It offers to waive $45k legal bill and to give him $25k as goodwill money.


Home Sep 26, 2007
Teacher rejects Income's deal
He wants court to settle status of e@dr Centre before second suit
By Carolyn Quek

ABOUT TURN: Mr Lock said accepting NTUC Income's offer would leave the problem half-solved. -- ST PHOTO: EDWIN KOO
THE deal's off.
Primary school teacher Mr Jonathan Lock has turned down insurer NTUC Income's offer to waive a $45,000 legal bill and to give a goodwill payment of $25,000.
Instead, he wants the Appeals Court to decide whether an earlier court decision which made him ultimately liable for Income's legal bills still holds.
The turn-around has taken NTUC Income by surprise. Just two weeks ago, Mr Lock, 35, and his wife declared themselves 'overjoyed' at its offer.
Mr Lock's legal tangle arose from an accident he was involved in in November 2004.
In March last year, the Primary Dispute Resolution Centre awarded him $188 and ordered the other vehicle owner Jessiline Goh to pay $1,200 in costs.

But Ms Goh took the case to the High Court and argued that the centre - now known as the e@dr Centre - was not a court.
It agreed, and later this year, Mr Lock found himself saddled with a $45,000 bill from Income, Ms Goh's insurer, and an $80,000 bill from his own former lawyer, Mr Andrew Hanam.
He was waiting for a visit from the court baliff to seize items from his home when his story was made public on Sept 8.
NTUC Income, on learning the situation, held out the olive branch. Its chief executive officer Tan Suee Chieh said the case had been a 'misapplication' of its internal rules. The insurer also offered $25,000 to help Mr Lock.
Mr Tan had said it was the company's way of helping someone who had 'found himself caught in the middle of a protracted and unnecessary legal process'.
But a condition attached to Income's offer was that Mr Lock drop his case that was pending in the Appeals Court.
Now, Mr Lock has had a change of heart: His case is up for hearing on Oct 2.
He also has to appear in court two days later, on Oct 4, as Mr Hanam is asking the court to assess his legal fees.
Mr Lock, in turn, is counter-suing his former lawyer for allegedly inadequate services.
As he explained it, an issue of public interest was at stake: whether the Primary Dispute Resolution Centre was indeed a court.
Winning the appeal, said his lawyer Joseph Chen, would void the NTUC Income bill, and strengthen his case against Mr Hanam.
'Therefore the point of law will have to be addressed first to guide the court in its subsequent adjudication on Oct 4,' said Mr Chen.
Lawyer Chandra Mohan Nair from Tan Rajah & Cheah said Mr Lock's move appears to be a positive one because now the Court of Appeal is 'given the opportunity to clarify the status of the e@dr Centre - once and for all'.

Asked why he had been so delighted with the Income offer earlier, Mr Lock said that they were 'initally relieved' because of all the tension that he and his family had been facing.
But accepting the offer would only leave the problem half-solved, he said.
'When the offer was made, NTUC Income's CEO Tan Suee Chieh said that the $25,000 was for us to start our family. But, realistically it would have been used to fight another case.
'So I am taking up the appeal in the hope that the Court of Appeal will do justice,' Mr Lock added.
Income found out about Mr Lock's decision on Monday, when legal papers were served on its lawyers, Assomull & Partners.
'We are taken aback by the turn of events and are discussing our next move,' said its spokesman yesterday.
carolynq@sph.com.sg

Wednesday, November 7, 2007

ST: $1,064 shock SingTel bill: Why no warning trigger?

Terrible...
"How can a bill for a 'student account' run up to over $1,000 without even a warning triggered?"
Home > ST Forum > Online Story
Nov 5, 2007
$1,064 shock SingTel bill: Why no warning trigger?
I RECEIVED a shock when I saw my daughter's latest SingTel mobile phone bill this month - a whopping $1,064.46 was charged to a single item called 'GPRS Data Usage Charges'.
There was no breakdown except an indication of '212892K bytes usage'.
I know I can't blame SingTel for the charges but what I would like to know as a parent and consumer are:
1. Why is the GPRS usage so expensive?
2. How does SingTel and other mobile operators inform their customers of the charges involved? For many, the indication of KB usage makes little sense. Do the operators alert the user after each session the amount that has been charged so that consumers (especially younger children) are aware of the implications of cost due to their actions?
3. How can a bill for a 'student account' run up to over $1,000 without even a warning triggered?
I am now waiting anxiously for my next bill, and I wonder how many parents are in the same predicament as me.
Chai Lee Fung (Ms)
http://www.straitstimes.com/ST%2BForum/Online%2BStory/STIStory_173546.html
------
The reply:
"we will be introducing a feature to alert them of their data usage when they reach a certain data download threshold. "

Home > ST Forum > Online Story
Nov 8, 2007

Feature to alert users of their data usage soon: SingTel
I REFER to the letter by Ms Chai Lee Fung, '$1,064 shock SingTel bill: Why no warning trigger?' (Online forum, Nov 5).
We have contacted Ms Chai to explain to her the charging scheme of SingTel's General Packet Radio Service (GPRS). We have since resolved the matter with her.
Like other telecommunication companies, we currently offer two schemes for data services either on a Pay-Per-Use basis or a monthly subscription basis.
The Pay-Per-Use service allows users to access the Internet and data such as e-mail with their GPRS devices (like mobile phones and laptops). There are no registration and monthly subscription fees. GPRS usage is charged in blocks of 2 kilobytes (KB) at $0.0054 per KB for 2G network; $0.0038 per KB for 3G/3.5G networks.
For customers on a monthly subscription basis, they pay a monthly subscription fee ranging from $10.70 to $101.65, which is bundled with free data value.
For example, SingTel's Broadband on Mobile allows our 3G customers to enjoy data downloads of up to 10GB for a monthly subscription of $22.42. They also enjoy a 50 per cent discount for excess data download, paying only $0.0019 per kilobyte in 2KB blocks. Typically, 10GB is more than sufficient to meet the mobile data needs of most of our customers. As a guide, 10GB is about 200,000 e-mails, 30,000 WAP pages and 5,000 songs. This is based on an estimated average file size of 50KB per text-based e-mail, 30KB per WAP page, 300KB per web page, 2MB per song and 10MB per video.
There are two ways the customers could incur GPRS data costs - file downloads and surfing the Internet. For file downloads, customers are normally able to view the file size and gauge the cost of the download. The cost of surfing the Internet is dependent on the customer's usage pattern and previous bills would provide these customers with an indication of their next GPRS data bill.
Our customers will be pleased to know that we will be introducing a feature to alert them of their data usage when they reach a certain data download threshold.
We thank Ms Chai for her feedback and suggestions.
Cheam Tze Hui (Ms)
Corporate Communications Manager
SingTel

ST: Coerced to pay up $355 for lotus candles in China temples

Terrible...

"Fearing our safety, we were left with no choice yet again, but to pay up so as to 'escape' from further bullying."

Home > ST Forum > Online Story
Nov 5, 2007

Coerced to pay up $355 for lotus candles in China temples
MY HUSBAND, friends and I were on a 10-day package tour from Oct 11 to 20 to Jiuzhaigou and the Three Gorges (China) booked with Super Travel Pte Ltd.
We were in awe of the breathtaking scenic beauty of Jiuzhaigou and the Three Gorges, but our enjoyment was marred by what I deemed as undue harassment in two of the famed temples we visited.
On the second day of our tour, we visited a reputable temple in Jiuzhaigou with our China-based guide conducting the visit. After a tour of the temple's grounds, we were segregated into groups and brought to different chambers, with individual monks assigned to each group to read our 'fortunes'. Thereafter, we were asked if we wanted to pay our respects by partaking in the ritual of lighting up lotus candles with the monk showering 'blessings' upon us. We were instructed to answer in the affirmative to questions posed to us. For example, to the 'blessing' of 'Would you like to have a long life?', we would say 'yes'. This line of questioning went on for about four times. The questions were innocuous enough, and did not warrant anything less than 'yes' answers.
Just as we let down our guard after a series of four 'yes' answers, the punchline was delivered - 'Would you like to light up lotus candles for RMB1,699 (about S$355)?' The rigmarole of a series of 'yes' answers coupled with the fact that we were in a house of worship led us to instinctively answer 'yes', and we 'dutifully' paid up. After we re-congregated, we shared our experiences, and expressed disgust that we were pressured into succumbing.
Leaving the matter behind us, we continued on our tour of the scenic Three Gorges, only to encounter another similar coercive episode. The same old tactics were employed on us on another temple visit. This time, we thought we were wiser, and refused to be conned yet again. We questioned the temple's practice of dictating a fixed price for joss stick oil (RMB199) as we had understood it to be a voluntary tithe. However, as we resisted, the temple monks resorted to intimidation tactics like shoutings and bangings on tables so much so that some of us were reduced to tears.
Fearing our safety, we were left with no choice yet again, but to pay up so as to 'escape' from further bullying.
I am writing this letter to express abhorrence to what we had to undergo in two reputable places of worship in China. As Jiuzhaigou and the Three Gorges are famed tourist spots popular with Singaporeans, I cannot imagine that my tour group was the first to experience such 'treatment'.
At no time were we warned pre-tour that there was a minimum tithe that we were expected to contribute. I hope Super Travel can clarify this matter. This letter is also to forewarn Singaporeans travelling to China of what possibly awaits them in some places of worship.
Angie Chua Kee Koon (Ms)

http://www.straitstimes.com/ST%2BForum/Online%2BStory/STIStory_173548.html

ST: SIA losing the fight in the air and on the ground

Oh no...


The pierre de a la resistance recently was when I was in London this month booking a flight home and they would not confirm an Economy seat with a Business Class ticket.


Home > ST Forum > Online Story
Nov 7, 2007
SIA losing the fight in the air and on the ground
HAVE you tried calling SIA reservations recently? How many times did you have to call before you finally got through? It is easier to get through to CitiCab at 5pm on a Friday than SIA on a Sunday at 6am these days.
I guess you could call me a frequent flyer. On average, I travel every three days and I have been Solitaire for the last few years. I am a fan of Singapore Airlines, not only because they used to pay my salary (working at SQ Centre) but because they have a very high reliability of taking off on time and I always know that I am guaranteed a seat on the class below, if the flight is full. With multiple meetings in multiple cities over a short period of time, these two factors are of high importance.
Unfortunately in many other areas, SIA is losing ground over the competition. Allow me to give a few examples. Remember the slogan 'the Youngest Fleet'? This is now being challenged. I travel to the Middle East once a month every month and Emirates, Qatar and Ethiad Airways are using new aircraft with flat seats and large movie choices.
Flying SIA is now an expensive privilege. Every eight weeks, I am in Europe. SIA is double the cost of a Business Class ticket compared to Qatar Airways and I sometimes have difficulty justifying the difference. Now hang on, before you get the idea I am a fan of Qatar Airways, I am not. I had my worst ever delays with them. SIA has always prided itself on its service in the air but the difference between other Asian and the fast growing Middle East competitors has all but squandered the difference. The blankets, for example, on other airlines leave SIA's looking old and thin.
And whatever happened to OSG - 'Outstanding Service on the Ground' - another of SIA's differentiators? Those of us who fly through Hong Kong all know that there First and Business Class boarding is much faster and easier. Heathrow Airport offers a fast track service on both departures and arrivals for Business and First Class. I was in Glasgow airport last month and they were very proud of their brand new hand-luggage scanner that was very fast and the only one in the world that automatically sends high-risk bags on a different exit track and the containers back round to the waiting passengers. This dramatically reduced the security waiting time. I know, when Terminal Three opens everything will be different.
SIA has always wanted to provide service on the ground that matched the high excellence in the air. Does that not begin with being able to call to book my flight? Is that not what the industry calls a 'moment of truth'? Now you might tell me to use the Internet but, hang on, I am Solitaire. Should I not be able to choose how I want to book my flight and when I am in the back of a car between meetings I do not have Internet access to change a flight.
The pierre de a la resistance recently was when I was in London this month booking a flight home and they would not confirm an Economy seat with a Business Class ticket. I tried my best to explain to them the Solitaire privileges but alas to no avail. This is only topped by my friend who just gave birth. During her pregnancy, she called SIA and asked for an extension on her PPS until after she gave birth as she would not be flying and she did not want to lose her PPS status. Our friendly carrier considered her request and then gave her a point-blank 'no'.
I write this letter in the hope that others who are finding it harder and harder to give our national carrier their business will cry out and the small voice of the passenger will be heard.
Robin Speculand

http://www.straitstimes.com/ST%2BForum/Online%2BStory/STIStory_174242.html

ST: Aunt died of lung cancer from secondhand smoke

Good advice:

JACK UP CIG PRICES
"Higher cigarette prices may not convince all smokers to quit but they will deter younger people from picking up smoking."


Home > ST Forum > Story
Nov 6, 2007
Aunt died of lung cancer from secondhand smoke
MY AUNT, a non-smoker, died of lung cancer - her husband was a heavy smoker - and I applaud the Singapore Cancer Society and the National Cancer Centre for organising the inaugural Lung Cancer Awareness month.
I hope that more smokers will finally take seriously the health risks they expose themselves (and their loved ones) to, with each cigarette that they light.
On the other hand, friends and families of smokers must also understand that nicotine dependency is not only physical but also deeply psychological. Hence, breaking the addiction is immensely difficult for most smokers.
Yet, on their end, smokers must stop deluding themselves or give excuses to continue to smoke. They must not be afraid to stop. More needs to be done and I believe two measures must be emphasised, one non-punitive and the other punitive.
First, smoking-cessation clinics must be made as accessible as possible to smokers. The Health Promotion Board website presently lists fewer than 30 locations that provide such services.
General practitioners should also strive to persuade their patients who smoke to sign up with cessation clinics.
Even though such clinics generally charge a nominal fee, the services should ideally be made free-of-charge.
Second, there is still room for cigarette prices to increase. For example, a pack of cigarettes in Norway costs US$11 (S$16).
While the price increase may not convince all smokers to quit, it will definitely deter younger people from picking up smoking.
There is no other way to see it: smoking is a terrible addiction that enslaves people. Those who believe that smoking is pleasurable and relaxes them are really no different from crystal meth users who claim that the drug makes them alert and happy.
In a different time and a different place where tobacco companies do not wield so much economic clout and where the fatal health effects of smoking are known, few governments would have allowed the sale of cigarettes.
Harvey Neo Choong Tiong

http://www.straitstimes.com/ST%2BForum/Story/STIStory_174032.html

ST: Warrant officer asked to retire 5 years earlier

SAF work = health hazard? ...


"Till today, I am still somewhat in a state of depression at how the organisation had overlooked all my years of loyal and dedicated service...I have a wife and two young children still attending school. "

Home > ST Forum > Story
Nov 6, 2007
Warrant officer asked to retire 5 years earlier
I WAS a regular serviceman in the Singapore Armed Forces (SAF). I served a total of 32 years, comprising full-time national service, reservist and regular service, from 1974-2006.
I was one of more than 200 regular servicemen and women in the Army who were notified in May last year that we would be given Special Early Transition. Some of the reasons cited included difficulty in offering us 'suitable jobs' in the long run, restructuring and possible 'stagnation'. We were given only six months to transit.
Having attained the rank of a warrant officer in 2001, it meant that I was able to serve till the compulsory retirement age (CRA) of 55. I transitted last November after just turning 50, five years short of the CRA.
The Control of Personnel Centre announced that we were not under-performers. I was still PES 'B' and I received my performance bonuses annually without fail. I had also met all other requirements, i.e., Individual Physical Proficiency Tests, Annual Trainfire Programme, Body Mass Index, and Annual Proficiency Knowledge Test.
I also did not have any discipline or medical problems. The latter meant that I was still combat fit and still deployable. There are some who have not conformed to one or more of these requirements and yet are still serving in the organisation.
Till today, I am still somewhat in a state of depression at how the organisation had overlooked all my years of loyal and dedicated service.
The SAF Management Philosophy states:
'The SAF is concerned with the well-being of its people and their families, the SAF values its people, looks after them and their families so that they can give wholehearted attention to their assigned duties.'
The Defence Minister himself said last year:
'Every soldier is precious to us. Every national serviceman, every operationally ready national serviceman, every regular who serves with us is a precious and valuable person.'
The organisation failed to honour its word to allow me and many others to serve till the CRA of 55. I have a wife and two young children still attending school.
Second Warrant Officer (Retired)
Henry Minjoot
http://www.straitstimes.com/ST%2BForum/Story/STIStory_174031.html

ST: Parents' dilemma over mental patient

The usual u 'cannot downgrade' problem...


"Because of the urgency and seriousness of her condition two years ago, I took her to IMH for treatment without referral. Hence, at the moment she is still a full-paying, non-subsidised patient at IMH. Does it mean TTSH has stopped taking subsidised patients? She will be accepted as a full-paying patient."


Home > ST Forum > Story
Nov 5, 2007
Parents' dilemma over mental patient
MY DAUGHTER has suffered from depression for a number of years. Two weeks ago, we went to see a polyclinic doctor to get a referral to see a psychiatrist at Tan Tock Seng Hospital (TTSH). We were told this was not possible. The reason given by TTSH - it has too many subsidised psychiatric patients - is unacceptable.
My daughter was asked to go back to the Institute of Mental Health (IMH) for treatment. She has been there for a number of years. Most of the time, as parent and caregiver, I have to ensure she follows up on her treatment. She intensely dislikes travelling the long distance because of lethargy arising from her illness. I have to spend many frustrating hours persuading her to go to IMH but she always resists. It is frustrating to take her there, even by taxi which is costly. Often, the parent has to go to IMH on her behalf. Besides the patient, the caregiver is also under tremendous stress. My daughter prefers to go to a nearer place. Because of the urgency and seriousness of her condition two years ago, I took her to IMH for treatment without referral. Hence, at the moment she is still a full-paying, non-subsidised patient at IMH.
Does it mean TTSH has stopped taking subsidised patients? She will be accepted as a full-paying patient. But she has not been in full employment since she graduated and came down with depression. Only her parents as caregivers can take care of her, but what if we are not around?
The healthy minds campaign is on, but it defeats the purpose as there are sufferers out there besides my daughter.
Catherine Tham Kuen (Mdm)
http://www.straitstimes.com/ST%2BForum/Story/STIStory_173608.html

Sunday, November 4, 2007

M'sia: Girl, 9, beaten, raped, sodomised and killed


M'sia: a land of lawlessness?

News @ AsiaOne
Girl, 9, beaten, raped, sodomised and killed
Another young Malaysian child was sexually ravaged and murdered. -NST
Lee Shi-Ian, Sonia Ramachandran and K. Harinderan
Sun, Nov 04, 2007The New Straits Times
Another young child was sexually ravaged and murdered leaving her grief-stricken parents crying for justice.
Preeshena Varshiny, 9, was alone in her condo unit when she was believed to have been abducted. Photo/ NST
Preeshena Varshiny, 9, was believed to have been raped, sodomised and thrown down from the balcony of one of the units at the up-market Casa Mila Tower Condominium in Jalan Bukit Idaman 3/1, Selayang, on Thursday.
Her body was found sprawled on the ground by a security guard about 4pm on Thursday. She was clad in a blue T-shirt and shorts and the keys to her condominium were found next to her body.
Her father who is a marketing and technical manager and her mother, who works in a human resource department, suspect that Preeshena was abducted from their unit on the ninth floor.
Her 40-year-old father, who declined to be named, said his daughter called him on Wednesday afternoon claiming someone was knocking loudly on the front door.
Preeshena was alone at home. Her elder brother was away at a boarding school while her younger sister was sent to a baby-sitter.
"I told her not to open the door. I reminded her that we have the keys to the unit and we would open and let ourselves in after work," he told the New Straits Times at his condo last night.
Her father's nightmare came true on Thursday afternoon when he got a call from police. He rushed to the condominium and saw his daughter's broken body.
The parents suspect that Preeshena was forcibly taken when she opened the door to the assailant on Thursday.
"She never leaves her house without her slippers. Her slippers are still here.
"The condominium keys were also found next to her body."
Preeshena's mother looked dazed.
"Her body looked peaceful. I am sure she is in heaven.
"I promised her that I will fight till the end to find her killer."
Her mother said it was so sad that this had to happen right after Nurin Jazlin Jazimin's case.
Preeshena is a Year Three pupil of Sekolah Kebangsaan St Marie in Selayang. Neighbours described her as a bubbly and friendly child.
The family stays in a posh, gated community with 24-hour security.
Police investigations revealed that the victim's condominium unit was locked and there were no signs of forced entry.
They were looking at the possibility that Preeshena was taken to a vacant unit on the second floor where she was attacked and murdered. The back window of the unit was open when police checked the premises.
The post-mortem report revealed she had been raped and sodomised. There were bruises on her chest, back and private parts. Her right arm was also broken.
The body, which was sent to the Kuala Lumpur Hospital mortuary for a post-mortem, was claimed at 1am yesterday by her family and cremated at the City Hall crematorium in Jalan Kuari later in the morning.
Gombak police chief Assistant Commissioner Mohd Abdullah appealed to members of the public who have information to assist the police.
This is the most brutal child murder since the Nurin case on Aug 20.
In Nurin's case, she was held captive for almost a month before her body was stuffed in a sports bag and left at the foot of a staircase at a building in PJS1/48.
Eight-year-old Nurin, who went missing after going to a night market near her house in Wangsa Maju, was also sexually assaulted. To date, no one has been charged for her murder. Copyright ©2007 Singapore Press Holdings Ltd. Co. Regn. No. 198402868E. All rights reserved. Privacy Statement Conditions of Access Advertise
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